Property Attributes
- MLS#788469
- TypeTownhouse
- Listing Status Closed
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodHoliday Beach Unit 8
- Zip32408
- Style
- Year Built1988
- Taxes$ 2543
- Price$ 265,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1158
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to 3816 Quarts Street in Panama City Beach, FL--a prime opportunity to own a beach home near the Gulf of America with strong short-term rental potential and no HOA. This 2-bedroom, 2-bath townhome in Panama City Beach features a traditional floor plan with defined living spaces, offering separate living, dining, and kitchen areas for added privacy and functionality. The living area provides a comfortable and efficient space that's easy to maintain--ideal for a vacation home, second home, or income-producing rental property. A standout feature is that this property is connected to city sewer, a rare and highly desirable advantage in this area where many homes rely on septic systems--offering added convenience, lower maintenance, and long-term value. Step outside to enjoy an impressive private backyard measuring approximately 56' deep by 19' wide, providing ample space for outdoor living, entertaining, or future enhancements. Extending from the rear of the home is a 17' x 16' wooden deck, perfect for grilling, relaxing, or hosting guests after a day at the beach. The kitchen offers ample cabinetry and workspace, while upstairs bedrooms provide natural light and a practical layout suited for guests or renters. Located just minutes from public beach access in Panama City Beach, you're a short walk or golf cart ride to the white sand beaches and emerald waters of the Gulf Coast. Boating enthusiasts will love the proximity to the Dolphin Street boat ramp, a public boat launch located less than one mile away--making it easy to get out on the water for fishing, cruising, or waterfront dining. With short-term rentals allowed in Panama City Beach and no HOA restrictions, this property is ideal for investors seeking a Panama City Beach vacation rental, second home buyers, or anyone looking for an affordable Florida beach property near the Gulf. Don't miss your opportunity to own in one of the Gulf Coast's most sought-after beach communities.
| Elementary School | Middle School | High School |
|---|---|---|
| Patronis Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 4/16/2026 | Listed $299,000 |
| 6/23/2026 | 8$274,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available |
| Property Subtype | Attached |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Holiday Beach Unit 8 |
| Special Listing Conditions | Listed As-Is |
| Status | Closed |
| Directions | Going South on Navy Blvd. take a right onto Thomas Drive and head West to Quartz Street. Make a right on Quartz Street and it's down on the left side of the road |
| High School | Arnold |
| City | Panama City |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Patronis |
| Land Lease Y/N | false |
| Tax Annual Amount | 2543 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0323 - Beach - South of Grand Lagoon |
| Standard Status | Closed |
| Property Sub Type Additional | Attached,Townhouse |
| Occupancy Type | Tenant |
| Year Built | 1988 |
| Heating | Central,Electric,Forced Air |
| Cooling | Central Air,Ceiling Fan(s),Heat Pump |
| Appliances | Washer/Dryer Stacked,Electric Oven,Electric Range,Electric Water Heater |
| Patio/Porch Features | Balcony,Deck,Patio |
| Construction Materials | Block,Wood Frame |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 10 |
| Full Baths | 2 |
| Virtual Tour | https://my.matterport.com/show/?m=BqcNUJwHgAS |
| Stories Count | 2 |
| Levels | Two |
| Unit Number | D |
| New Construction | false |
| Structure Type | Townhouse |
| Roof | Metal |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Double Vanity,Interior Steps,Upper Level Primary,Pantry |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 2 |
| LivingAreaSource | Appraiser |
| Total Stories | 2 |
| Laundry Features | Stacked |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Dimensions | 143 x 23 feet |
| Road Frontage Type | City Street |
| Parking Features | No Garage |
| Building Area Total | 1158 |
| Waterfront Y/N | false |
| Exterior Amenities | Deck,Patio |
| Road Responsibility | Public Maintained Road |
| Fencing | Fenced,Partial,Privacy |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating